# Biz Scorecard

> AI-powered deal analyzer for small business acquisitions. Paste a listing URL, screenshot, or text to get a 0–100 deal score, DSCR, cash flow after debt service, break-even, and 5-year projection in under two minutes. Free, no signup required.

Biz Scorecard is an educational tool for prospective buyers evaluating US-based small business acquisitions — covering SDE multiples, DSCR, SBA 7(a) and seller financing, ROBS, cash to close, and overall deal structure. It does not provide financial, investment, legal, or tax advice.

## Key pages

- [Analyzer](https://bizscorecard.com/analyzer): The main deal scoring tool — paste a listing URL, screenshot, or text to get a full analysis.
- [How scoring works — Methodology](https://bizscorecard.com/methodology): Every formula, default value, and scoring threshold used by the analyzer, in plain English.
- [Glossary](https://bizscorecard.com/glossary): Plain-English definitions of SMB acquisition terms: SDE, DSCR, SBA 7(a), ROBS, LOI, APA, QofE, Cash to Close, and more.
- [FAQ](https://bizscorecard.com/faq): Answers to the most common questions buyers ask about SDE, DSCR, SBA 7(a) loans, ROBS, seller financing, QofE, cash to close, and how the deal score works.
- [Free Calculators](https://bizscorecard.com/calculators): DSCR, SDE Multiple Valuation, SBA Loan Payment, Break-Even Revenue, Cash-on-Cash Return, Working Capital, Seller Financing Affordability, and more.
- [Blog](https://bizscorecard.com/blog): Practical guides on buying, financing, and analyzing small businesses.
- [SMB Business Valuation Calculator](https://bizscorecard.com/smbvaluation): Free deal-modeling tool: enter SDE or EBITDA, apply a quality scorecard, model SBA 7(a) financing, and stress-test DSCR and cash to close.
- [About](https://bizscorecard.com/about): What Biz Scorecard is and who it's for.

## Blog posts

- [Biz Scorecard vs. BizHubData: Which Small Business Acquisition Analysis Tool Is Right for You? — Biz Scorecard](https://bizscorecard.com/blog/bizscorecard-vs-bizhubdata-small-business-acquisition-tools)
- [Best AI Tools for Business Acquisition Analysis in 2026 — Biz Scorecard](https://bizscorecard.com/blog/best-ai-tools-business-acquisition-analysis)
- [How to Read a BizBuySell Listing Like a Pro — Biz Scorecard](https://bizscorecard.com/blog/how-to-read-a-bizbuysell-listing)
- [The Biz Scorecard Resource Guide: Books, Podcasts, and Channels Worth Your Time — Biz Scorecard](https://bizscorecard.com/blog/acquisition-resource-guide)
- [Warren Buffett Built the World's Greatest Acquisition Machine — Biz Scorecard](https://bizscorecard.com/blog/warren-buffett-berkshire-acquisition-lessons)
- [Stop Waiting to Buy a Business. Here's What to Do Today — Biz Scorecard](https://bizscorecard.com/blog/stop-waiting-buy-a-business-start-today)
- [It's Never Too Late to Buy a Business — Biz Scorecard](https://bizscorecard.com/blog/never-too-late-buy-a-business)
- [How to Buy a Small Business: A Complete Beginner's Guide — Biz Scorecard](https://bizscorecard.com/blog/how-to-buy-a-small-business-beginners-guide)
- [I've Analyzed Hundreds of Businesses for Sale. Here's How Many Are Overvalued — Biz Scorecard](https://bizscorecard.com/blog/how-many-businesses-for-sale-are-overvalued)
- [Five Paths to Buying a Business: Which Route Is Right for You? — Biz Scorecard](https://bizscorecard.com/blog/five-paths-to-buying-a-business)
- [Even Elon Musk Buys More Than He Builds: The Case for Business Acquisition — Biz Scorecard](https://bizscorecard.com/blog/elon-musk-business-acquirer)
- [Buy Then Build vs. Main Street Millionaire: Two Books, One Movement — Biz Scorecard](https://bizscorecard.com/blog/buy-then-build-vs-main-street-millionaire)
- [Bet on Yourself: The First Step to Buying a Business — Biz Scorecard](https://bizscorecard.com/blog/bet-on-yourself-buy-a-business)
- [How to Actually Use AI in Your Business Buying Journey (and When to Stop and Call a Human) — Biz Scorecard](https://bizscorecard.com/blog/use-ai-business-buying-journey)
- [Quietlight vs. Empire Flippers vs. FE International: Which Online Business Broker Is Right for You? — Biz Scorecard](https://bizscorecard.com/blog/quietlight-vs-empire-flippers-vs-fe-international)
- [I Read Main Street Millionaire and Watched 50 Codie Sanchez Videos. Here's What I Found — Biz Scorecard](https://bizscorecard.com/blog/main-street-millionaire-codie-sanchez)
- [How to Value and Diligence an Off-Market Business When There's No Broker — Biz Scorecard](https://bizscorecard.com/blog/how-to-value-off-market-business-no-broker)
- [I Read the HBR Guide to Buying a Small Business. Here's What I Found — Biz Scorecard](https://bizscorecard.com/blog/hbr-guide-buying-small-business)
- [I Listened to 40 Episodes of Acquiring Minds. Here's What I Found — Biz Scorecard](https://bizscorecard.com/blog/40-episodes-acquiring-minds)
- [The Working Capital Peg: The Most-Negotiated Number at Closing — Biz Scorecard](https://bizscorecard.com/blog/working-capital-peg-business-acquisition)
- … and 83 more at https://bizscorecard.com/blog